Free tools

How much of your LRS limit is left this year.

The Liberalised Remittance Scheme caps you at USD 250,000 per person per financial year, aggregated across every bank you use. No single bank can see your total, which is why people breach it by accident. The limit is per person, so a second parent has their own — and for education specifically an authorised dealer can release beyond it against a written fee estimate from your university.

Already sent This transfer Headroom
Headroom left under the Liberalised Remittance Scheme$250,000of USD 250,000 per person per financial year, aggregated across every bank you use.

Converted at ₹96.67 per USD. The limit is set in dollars, so the rupee figure moves with the rate. The limit is per person, so a second parent has their own — and for education an authorised dealer can release beyond it against a written fee estimate from your university.

The rest of the set

Five more, same engine.

Converter

Convert rupees to USD, GBP, EUR, CAD and more at the rate we would actually give you — our 1% charge already inside the number, not added afterwards.

TCS calculator

Work out the Tax Collected at Source on money sent abroad for education — nil when an approved education loan funds it, 2% above the ₹10 lakh threshold when it does not.

Markup calculator

Enter the rate your bank quoted and see the spread buried inside it, in rupees. The fee you can see is small; the markup you cannot see is large.

GIC — Canada

Work out what the Guaranteed Investment Certificate costs in rupees at today’s rate, including the conversion, our charge and any TCS.

Blocked account — Germany

Work out what the Sperrkonto costs in rupees at today’s rate, including the conversion, our charge, the setup fee and any TCS.

Talk to us

Tell us the transfer. We’ll come back with the exact position.

Rate, markup in rupees, TCS and the paperwork you’ll need — for your amount and your university, not a worked example. Tell us the transfer and we will call you back.

  • No obligation, and no payment at this stage
  • Executed by an RBI-authorised AD Category-II partner
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