Converter
Convert rupees to USD, GBP, EUR, CAD and more at the rate we would actually give you — our 1% charge already inside the number, not added afterwards.
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What a German blocked account costs you in rupees today.
Germany requires a blocked account funded before the visa is issued, which then releases a fixed amount to you each month. This works out what it costs in rupees today, including the conversion, our charge and any TCS. Note what it does not cover: the account releases nothing until you have a German current account linked to it, which takes two to four weeks after you land.
Germany
Blocked account — Sperrkonto
Locked, with a fixed monthly amount released to you for living costs across the year.
€11,904required + €150 setup
Source of funds
All-in, to have €11,904 sitting in the account₹13,74,567At ₹112.91 per EUR, including our 100 bps markup and TCS.
The parked amount₹13,44,022
Account setup fee₹16,936
Our charge, 1%₹13,610
TCS₹0
Total leaving your account₹13,74,567
Released to you at about €992 a month across the year — this is your living cost, not a fee.
This figure is not yet confirmed. €11,904 still needs checking against Auswärtiges Amt / Federal Foreign Office — blocked account requirement before anyone plans around it. The conversion and TCS below it are computed correctly from whatever the amount turns out to be.
The rest of the set
Five more, same engine.
TCS calculator
Work out the Tax Collected at Source on money sent abroad for education — nil when an approved education loan funds it, 2% above the ₹10 lakh threshold when it does not.
Markup calculator
Enter the rate your bank quoted and see the spread buried inside it, in rupees. The fee you can see is small; the markup you cannot see is large.
LRS tracker
Track your Liberalised Remittance Scheme usage across every bank you use. The limit is USD 250,000 per person per financial year, and no single bank can see your total.
GIC — Canada
Work out what the Guaranteed Investment Certificate costs in rupees at today’s rate, including the conversion, our charge and any TCS.
Talk to us
Tell us the transfer. We’ll come back with the exact position.
Rate, markup in rupees, TCS and the paperwork you’ll need — for your amount and your university, not a worked example. Tell us the transfer and we will call you back.
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